Having goals and aspiring to reach them is imperative for success. But for some people, the thought of sitting down and coming up with concrete, SMART (Specific, Measurable, Achievable, Realistic and Time-Bound) goals can be overwhelming.
If you are trying to improve your financial life but major goal setting is a stumbling block, here is a different way to approach it. What is one small, concrete thing you can do today to improve your financial life? If you have a financial goal, such as saving for a big purchase or getting out of debt, what is one small, concrete thing you can do today to get you one tiny step closer?
Can you write out an inspiring mantra to tape to your bathroom mirror?
Can you cancel your cable service and apply the subsequent savings to the goal?
Can you skip the fast food breakfast?
Can you vow to track every cent you spend today?
Can you commit to only shopping with a list from this point forward?
Whatever that small step is, take it. Tomorrow, you have a choice. You can extend your streak to two days, or you can give up. But it is such a small step! Surely you can do it again or find another tiny step to take.
Glorious, sweeping resolutions can be the catalysts for making big changes in your life. When you are inspired to think big and act big, by all means, do it! But even those big commitments require small daily steps to get to the finish line.
Whether your goal is a big goal or a small one, the most effective way to achieve it is to break the goal down into small — even micro — steps. Then tackle those baby steps every day.
Remember this: All too often, people underestimate the power of simple and small habits. Little changes made over time add up. Don’t discount the value of taking itty-bitty baby steps. Big leaps are often overrated. You can do this!
What small step will YOU take today? Share your thoughts below. Or if you want some like-minded friends, join the free SimpleMoney Community on Facebook to share your goal setting wins!
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